Refinancing your home

Refinance.com is a leading provider of home loans and mortgage refinance. A privately held company led by CEO and Chairman Nick Bratsafolis, Refinance.com has has been in business nearly 20 years and is licensed in over 35 states in the US. They have hundreds of loan programs available and pride themselves in being able to close loans within 7 to 10 days.

The best thing about Refinance is availability of all the information you need to make a decision on how to finance your home in one place with easy of use and simple accessibility. Once you open up Refinance homepage, getting a mortgage or home refinance quote on the website is a simple two-step process that begins with you selecting the type of refinancing you want and then making selections from the drop-down menus. A selection of mortgage programs with rates is displayed in the right panel of the site so all you need to do is click on your choice and complete the form and you get your quote instantly.

Even if you’re not planning to buy a house, get home refinance or borrow any money immediately, visit the site and check out their financial calculators. These are useful for personal financial planning and are very easy to use. You'll find a Refinance Calculator which you can use to find out your basic repayment after inputing loan amount, interest rate and loan duration in years. You'll also find a calculator that works out how much you can borrow based on your monthly income, monthly housing expenses, other expenses, loan duration and interest rate. Then there is a calcultor which prepares an armotization schedule or simply a blueprint of how each mortgage payment is divided and allocated with a certain dollar amount going towards principal and the rest of the particular monthly mortgage payment dollars going towards interest. Then finally there is one that works your bi-weekly payments. These tools are quite helpful when making your final decision or even just doing 'what if' scenarios.

Refinance.com also has a debt consolidation section which can help you consolidate your bills into one low monthly payment and save you quite a bit in interest.

As usual, Refinance is only available in US. It’s a great one stop website that offers a glance and comparison on a wide range of home loans and mortgage refinance programs. Traffic-wise the site's 3 month average is 544,936 according to alexa.com which is pretty good.

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